1. Information We Collect
When you use Ratevance, we collect information you provide directly:
- Loan details (amount, term, type) for APR calculations
- Credit score range (self-reported)
- Zip code for regional rate estimates
- Contact information when you reach out to us
- Contact information when you join our waitlist
2. How We Use Your Information
We use your information to:
- Calculate and display APR estimates
- Provide comparison features
- Notify you about new features if you joined our waitlist
- Respond to your inquiries
- Improve our service
3. What We Don't Do
Ratevance is committed to your privacy. We:
- Never sell your data to third parties
- Never perform credit checks - we use the range you provide
- Never share your loan details with lenders or advertisers
- Never store sensitive financial information on our servers
4. Data Storage
Calculator inputs and results are processed in real-time and are not stored on our servers. Usage data is tracked locally in your browser using localStorage.
5. Third-Party Services
We use the following third-party services:
- Google Fonts for typography
6. Cookies
We use minimal cookies and localStorage to:
- Track your usage
- Remember your preferences
7. Your Rights
You have the right to:
- Request deletion of your data
- Export your data
- Opt out of marketing communications
- Clear your local browser data at any time
8. Contact Us
For privacy-related questions, contact us at collins@ratevance.com.
9. Changes to This Policy
We may update this policy periodically. We'll notify you of significant changes by posting a notice on our website.