About us

Make borrowing transparent so people can decide confidently

We believe everyone deserves to know if their loan terms are fair. Ratevance makes it simple with clear, educational tools.

Clarity before you sign

Why we built Ratevance

After seeing how confusing and predatory the lending industry can be for consumers, we knew there had to be a better way. Most comparison sites are designed to capture leads, not educate borrowers. We built Ratevance to give you knowledge and negotiation power—without the sales pressure.

Our values

These principles guide everything we do at Ratevance

Clarity

We explain APR calculations in plain English and show our methodology transparently.

Fairness

Everyone deserves access to fair lending information, regardless of their financial background.

Privacy

Your loan information stays private. We don't sell data to lenders or lead generators.